A comprehensive needs based advisory service is completed by the appropriate specialised division.

We complete paperwork and submit application

Preliminary Assessment complete.

Finance Broking Agreement is entered into disclosing the complete offer, costs and disclosure of commissions.

Give you in principle approval in writing within 48 hours of receiving all necessary information.

Keep you updated every step of the way.

We'll arrange the valuation on the property(s).

During this stage any other conditions are to be submitted.

We confirm formal approval with you and the issue the preparation of mortgage documents.

Now is time to obtain a certificate of currency. (Home Insurance)

Loan documents are then sent to your solicitor or we can arrange for a documents officer to come out to your home and explain the documents in full.

Old bank is paid out and any other debts if refinancing. Or your new property is transferred into your ownership.

We'll send a letter with the details of settlement amounts and your loan repayment information. We will also book a settlement meeting and come out and see you to help you organize your new loan.

You are then allocated your personal manager who will continue to provide you with ongoing advice and support.