Many consumers are now finding the mortgage and refinancing process isn't simply a way to just purchase a house over time. More importantly, it is a valuable and modifiable credit resource that can be structured to provide an optimal level of comfort and security, and with the correct change could save you thousands of dollars off your mortgage.

Switching home loans has never been easier. Especially with the now abolished stamp duty costs, rapid refinance options and reduced entry and exit fees making the move seems just smart business. Inside Mortgage prides itself on educating and informing consumers. As you know, it is easy to become complacent when it comes to home loans. You need to know what potential savings you could be making and the thousands of dollars you could be throwing away!!!

It’s so easy...

Within a complex market, refinancing typically can be a little overwhelming as there are so many steps to consider. 

Why is it easier?

1. Pay zero stamp duty fees.

2. Rapid refinance can you have out of your old bank and into your new within days.

3. Reduced discharged costs.

4. Waived establishment fees.

5. Debt consolidation.

6. Diversify your investments and restructure your accounts to simplify your banking.

Ask yourself?

Things to consider?

Refinancing takes time and costs money. Be clear about why you want to refinance. Decide the type of loan you want, list the required features and do your sums to make sure you won’t be worse off in the long-term.

Fixed or variable? Split loans?

Your repayments can be significantly reduced through negotiated methods such as less or no monthly fees, no on-going fees, less interest rates and a more appropriate structure of loan. Years of savings can be cut off your home loan shortening the term and saving you thousands.

For more information click on our FREE Guide to Reducing your Mortgage, or to arrange an obligation-FREE mortgage review contact us on 1300 30 96 90.